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Maximize Your Safety: Smoke Alarm Maintenance and Tips for Fire Prevention Week
Beyond the Basics: Must-Know Insurance Secrets and Safety Tips for Your College-Bound Child
How to Streamline the Claims Process for Your Small Business
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December 2023
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January 2022
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December 2021
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October 2021
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September 2021
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August 2021
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July 2021
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March 2021
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December 2020
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November 2020
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October 2020
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January 2020
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December 2019
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November 2019
- Nov 13, 2019 Shop But Don’t Drop (Your Coverages) - How to Avoid Black Friday Claims Nov 13, 2019
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October 2019
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September 2019
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August 2019
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January 2019
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December 2018
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November 2018
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October 2018
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August 2018
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July 2018
- Jul 16, 2018 Don’t Underestimate the Danger: Prepare for Tomorrow's Flood Today Jul 16, 2018
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June 2018
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May 2018
- May 14, 2018 Holding On To Dear Life: Car Seat and Seat Belt Safety for Children May 14, 2018
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April 2018
- Apr 16, 2018 The Importance of Hiring Safe Drivers for Your Commercial Vehicles Apr 16, 2018
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March 2018
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February 2018
- Feb 12, 2018 Does Your Cyber Insurance Have the Right Coverages? Feb 12, 2018
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January 2018
- Jan 15, 2018 Life Insurance for Parents: Considering Your Loved Ones Jan 15, 2018
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December 2017
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November 2017
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October 2017
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August 2017
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July 2017
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June 2017
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May 2017
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April 2017
- Apr 24, 2017 Secure Your Home With These Valuable Tips Apr 24, 2017
- Apr 24, 2017 Protection from Life's Storms: The Personal Umbrella Policy Apr 24, 2017
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- Apr 10, 2017 Personal Liability Coverage is an Essential Part of Your Homeowners Insurance Apr 10, 2017
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March 2017
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- Mar 17, 2017 Price vs. Coverage - Will a Cheap Insurance Policy Really Protect You in the Event of a Loss? Mar 17, 2017
- Mar 15, 2017 Why Choose an Independent Insurance Agent? Mar 15, 2017
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- Mar 13, 2017 Auto Insurance Basics Everyone Should Learn Mar 13, 2017
- Mar 13, 2017 How Are You Affected by Distracted Driving? Mar 13, 2017
- Mar 13, 2017 When a Tree Falls, Who is Responsible? Mar 13, 2017
Blog
Follow tips for portable heater safety
Posted on Wed, January 12, 2022 by Starr-Mathews Agency
Space heaters offer a portable and relatively affordable means of taking the chill out of small spaces. But portable heaters are also a significant source of home fires each year. When you’re in the market for a space heater, be sure to keep safety in mind. The National Fire Protection Association’s January 2021report on home heating fires found that space heaters were responsible for two in every five home heating equipment fires and 81% of deaths and injuries in fires caused by heating equipment.
When choosing a space heater for your home, look for features that help reduce the risk of fire or injury.
COMMON TYPES OF SPACE HEATERS
The four most popular types of electric space heaters are:
Oil-filled radiators: Heated oil travels through the heater
Fan-forced: A fan blows warm air over metal coils
Ceramic: Air is warmed over a ceramic heating element
Infrared: Heat is created by infrared bulbs
Note that unvented kerosene and gas heaters have been banned in many jurisdictions. Kerosene, gas and propane heaters — anything that uses ignitable liquids or ignitable gases as fuel — present additional risk of death or injury from carbon monoxide poisoning and are not recommended for use in closed spaces.
AVAILABLE SAFETY FEATURES
When purchasing a space heater, look for these safety features:
Tip-over switch: Automatically shuts the unit down if it is not sitting in the upright position
Automatic shutoff/overheat protection: Automatically shuts down the unit in case of overheating
Thermostat: Monitors ambient room temperatures, as well as the heater temperature, and turns the uniton or off automatically
SAFETY TIPS
Purchase a space heater only if it has been listed by a qualified testing laboratory such as Underwriters Laboratories. A UL stamp shows that the unit has undergone extensive safety testing.
Check the Consumer Product Safety Commission’s Safer Products website to see if your heater has been recalled.
Read the instructions and owner’s manual. If you don’t have instructions or a manual, visit the manufacturer’s website or call their customer service number to obtain a copy.
Place the heater in areas where you can maintain adequate clearance: a minimum of 36 inches between the heater and surrounding combustibles. Take care not to set up the heater near curtains or papers.
Select a heater with an automatic shutoff that activates if the unit tips over or overheats.
Plug the heater directly into a wall outlet, not into a power strip or extension cord.
Set up the heater out of the way of foot traffic, on a flat surface and clear of exit routes. Never run the heater near wet surfaces.
Turn the heater off and unplug it before you leave the premises or before you go to bed. Don’t run the heater unattended.
Make sure your home’s smoke detectors are in working order.
This loss control information is advisory only. The author assumes no responsibility for management or control of loss control activities. Not all exposures are identified in this article. Contact your local, independent insurance agent for coverage advice and policy service.
For information, quotes or coverage availability, please contact your local independent agent representing Cincinnati Insurance. For policy service, please contact your local independent agent or send us an email. Property and casualty coverages may be provided by The Cincinnati Insurance Company or one of its wholly owned subsidiaries, The Cincinnati Indemnity Company, The Cincinnati Casualty Company or The Cincinnati Specialty Underwriters Insurance Company. The Cincinnati Life Insurance Company provides life insurance and fixed annuities. Each insurer has sole financial responsibility for its own products. Not all subsidiaries operate in all states. Location: 6200 S. Gilmore Road, Fairfield, OH 45014-5141 Mailing address: P.O. Box 145496, Cincinnati, OH 45250-5496. Copyright © 2022 Cincinnati Financial Corporation. All rights reserved.
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