• Business Interrupted: Are You Covered for a Cyber Attack?

    Brett, the CFO of a small machine shop, was worried about the financial losses the firm might incur from a recent cyber attack. The firm’s systems were infected with a computer virus and IT was trying to address it.Even worse, the virus had caused several of the firm’s large, specialized machining tools to fail, and it was starting to look like some of the machines were permanently damaged. The machines would have to be replaced and many of these machines were imported from overseas,...  Read More

  • The Benefits of Working with an Independent Agent

    Having worked in the insurance industry for ten years, I have received many calls, e-mails, and texts from friends and family regarding their insurance needs. I am more than happy to assist where I can, but my conversations with them seem to always end with one question, “Do you have an independent agent?” Like many not in the insurance industry, insurance can be an unknown. It’s something that you know you need to have, but don’t fully understand how it works.   Read More

  • Dorm Do's and Don'ts For Your College Student

    Within the next few weeks, college campuses across the country will be jammed full of excited kids and weeping parents as these students move into their new quarters for the school year. Many students are getting their first taste of living on their own. Below are some safety tips to share with college students to help keep them and their belongings safe during the school year.DO keep your dorm room door locked at all times. Many kids will keep their doors unlocked when visiting a friend a ...  Read More

  • 7 Ways to Protect Your Online Privacy

    There is no denying that the internet has probably affected just about everyone you know. With continuing advances in technology and social media, the internet can be a great place to spend some time. But as people connect to more gadgets more often, there is a growing concern for cybercrime and maintaining online safety.You might be (unknowingly) allowing thieves to spy on you through your electronic devices since many toys and gadgets come with privacy insecurities, making it easy for a hacker...  Read More

  • Insurance Coverage on the College Campus

    Although the calendar tells me that summer is technically not even half over, the outdoor fun and vacations are winding down in many areas of the country. Schools will be back in session shortly and the football season will kick-off before we know it!This is the time of year I often receive questions about the coverages needed to protect students who are away at school. These requests are common for parents sending their children off to college for the first time.Courts have long determined that...  Read More

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