• Disaster Recovery Plan

    Disaster Recovery PlanNatural disasters can come in many forms, with the most common being related to windstorms, fire, and flooding. More tornados occur in the United States then in any other part of the world. While large scale disasters capture media attention, disasters can also be local in nature, such as electrical blackouts from lightning strikes or a vehicle collision with a power line.   Read More

  • 5 Snow Removal Contract Requirements

    5 Snow Removal Contract Requirements It’s no secret winter weather creates more opportunity for liability claims, especially slips and falls. If you own a business, commercial building, or manage property, contracting with a reputable snow removal contractor to clear your driveways and walkways can help eliminate many of these risks.Before the snow flies, a valid written contract is a must to provide the possibility to transfer liability to the contractor. There are five requirements ...  Read More

  • The Cold Hard Facts About Ice Dams

    The Cold Hard Facts About Ice DamsThe winter months may be waning but the potential for claims resulting from ice dams are on the rise! While most of the damage caused by a winter storm is immediate, ice dams losses usually don’t occur until several days after.Just what is an ice dam? As the heat from inside your house rises and melts the snow on your roof, the water will flow down the slope until it reaches a portion of your roof where the temperature is freezing.   Read More

  • 3 Ways to Keep A Positive Spirit After the Holidays

    3 Ways to Keep A Positive Spirit After the HolidaysThe holiday season is finally over. While the stores in the weeks leading up to Christmas seem incredibly chaotic, it almost seems busier after the holiday rush is through. Everyone is back to return or exchange gifts that were maybe the wrong color or size, or they just didn’t want it.   Read More

  • 6 Tips to Save on Energy Costs This Winter

    6 Tips to Save on Energy Costs This Winter  With cold temperatures moving in, many are looking for ways to cut down on utility costs. In a previous article we discussed “The Thermostat Wars” that often occur in homes and how adjusting the thermostat can save you a bundle, but here are a few other tips for saving money:Wash Clothes with cold or eco-warm water when possible.Use LED and CFL lighting. According to one estimate, replacing 20 incandescent bulbs with LEDs could result in a sa...  Read More

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