Renters Insurance

Starr Mathews Renters Insurance

Renters Insurance for Georgia and Tennessee Residents

Like anyone who owns a home, renters also have a need to protect their personal belongings. Starr-Mathews can help you assess your personal property and secure appropriate renters insurance so that you can have peace of mind.

Personal Property Protection for Georgia and Tennessee Renters

If you rent a home or an apartment, you need renters insurance. Do not assume that your landlord’s property insurance provides any coverage for your belongings inside of your rental unit. It doesn’t! If you want any type of insurance coverage for your personal property, you need renters insurance.

Renters insurance provides coverage for lost, damaged or stolen personal possessions. It also provides liability protection for injuries to other parties that occur in your rented home or apartment.

Renters insurance does not provide any coverage for the physical structure of the building in which you live; that is the landlord’s responsibility. You are responsible for obtaining coverage for your belongings. Renters insurance provides financial reimbursement for a tenant’s lost or damaged possessions as a result of a fire, theft, vandalism or other covered event. Like homeowners insurance, it may also provide compensation for temporary living arrangements in the event that your rental unit becomes uninhabitable due to a covered event. In addition, you can also obtain additional coverage beyond the policy’s stated limits for valuable jewelry, antiques, collectibles or other high value items.

Multi-Policy Discounts Help Keep Premiums Low

Multi-policy discounts are typically available to individuals who purchase multiple insurance policies from the same carrier. You can combine your renters insurance policy with a number of other policies—including car insurance and personal umbrella insurance—to receive this valuable discount.

There are also many other discounts that you might be eligible for. We will work closely with you to ensure that all of your needs are met, and that you receive any possible discounts.

Get a Quote

We offer free renters insurance quotes. We serve Georgia and Tennessee residents from our offices in Calhoun, Cartersville, Dalton, Ringgold, Rome and Woodstock. Contact us or call 800-627-4441 today to receive a quote or begin discussing your insurance needs.

Questions about a claim? Contact our Claims Specialist at 800-627-4441 or 706-629-4441.