Everything listed under: Home Insurance

  • Time to Review and Renew Your Auto and Home Insurance

    An annual insurance review is a time for us to sit down with you and ask questions in order to gain a better understanding of your circumstances. We can make sure that your policies are up to date and reflect any changes that have occurred in the past year, and you can gain a better understanding of your coverage and where you might have additional or different needs than in the past.We will review your coverage limits and deductibles, lifestyle, hobbies and any major purchases or renovations yo...  Read More

  • A Vacation Checklist for Your Home

    Graduation ceremonies have come and gone, schools are out, and it’s time for that vacation you've been anxiously awaiting for months. We all look forward to arriving at our destination, but what can you do before you leave to prepare your home for while you’re away?Stop your mail. The United States Postal Service has a handy app for smartphones, and also offers a Hold Mail option on their website under the "Manage Your Mail" link. Enter your address to check for av...  Read More

  • Secure Your Home With These Valuable Tips

    Your house and everything in it are valuable and you want to do everything you can to protect them. Although theft is covered under your home insurance policy you should make sure you are covering all your bases by utilizing these tips to keep your home secure:Don’t leave an extra key outside somewhere.Keep an inventory checklist of all your personal property.Trim bushes that grow along your house, especially near windows, since this an area burglars like to hide in.Keep valuables out of street ...  Read More

  • Personal Liability Coverage is an Essential Part of Your Homeowners Insurance

    Liability insurance protects you and your family from financial disaster if someone files a claim against your homeowners insurance, sues you, or if a court renders a judgment against you for being legally responsible for someone else’s injury or property damage.Personal liability coverage within a homeowners policy provides for both bodily injury and property damage liability claims. This means that if you or a family member is responsible for someone else’s injury or property damag...  Read More

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    Does My Home Insurance Cover Storm Damage?

    Most homeowners insurance policies are designed to provide coverage for damage caused by storms, including rain, hail, tornadoes, wind and lightning. But not every policy is the same, and much depends on how the damage occurs. You must review your homeowners policy every year to make sure that you understand how your policy can help you pay for repairs and lost property after a storm.Most home insurance policies pay for damage caused by storms, but with a few exceptions.   Read More

Questions about a claim? Contact Janie Thomas, Claims Specialist, at 800-627-4441 or 706-629-4441.