Everything listed under: Home Insurance

  • 7 Factors Affecting Your Homeowners Insurance Rate

    7 Factors Affecting Your Homeowners Insurance RateEver wonder what dictates the rate you’re being charged for the insurance on your home? Every insurance company rates differently, but here are some factors your insurer could be taking into consideration.Marital Status - history shows married couples are less likely to file a claim, which means a married couple might get a lower rate than a single homeowner.Dog Breed - certain dog breeds are considered more dangerous and more likely to...  Read More

  • 6 Tips for Preventing Water Damage from Appliances

    6 Tips for Preventing Water Damage from AppliancesDid you know that the washing machine is one of the top sources of water damage to homes? Others that top the list include hot water heater and dishwasher. It's hard to imagine that these every day, convenient items could cause thousands of dollars’ worth of water damage to our homes.   Read More

  • The Cold Hard Facts About Ice Dams

    The Cold Hard Facts About Ice DamsThe winter months may be waning but the potential for claims resulting from ice dams are on the rise! While most of the damage caused by a winter storm is immediate, ice dams losses usually don’t occur until several days after.Just what is an ice dam? As the heat from inside your house rises and melts the snow on your roof, the water will flow down the slope until it reaches a portion of your roof where the temperature is freezing.   Read More

  • As Your Life Changes, So Should Your Insurance Policy

    As Your Life Changes, So Should Your Insurance PolicyOne of the most exciting times in life is purchasing a new home, whether it's your first starter home or your final retirement home. It’s an investment of money, but more importantly, it’s a commitment to family, life, and love. Purchasing the appropriate homeowners policy is the first step to protecting your investment, but continuing to update the policy as you make any substantial life changes is what will give you the peace of mind that yo...  Read More

  • Don’t Underestimate the Danger: Prepare for Tomorrow's Flood Today

    Don’t Underestimate the Danger: Prepare for Tomorrow's Flood TodayAs I sit here jotting down my thoughts by hand, enjoying the sun shining through the window as my source of light, I'm reflecting on the many things I'm thankful for: the basics like clean running water, my family and friends, and certainly the very breath that I'm breathing. The recent storms and flooding in Oklahoma and Texas have made me appreciate what I have. Too many lives were lost in the recent storms and those deaths coul...  Read More

Questions about a claim? Contact our Claims Specialist at 800-627-4441 or 706-629-4441.