Everything listed under: Personal Insurance

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    Protection from Life's Storms: The Personal Umbrella Policy

    Protection from Life's Storms: The Personal Umbrella PolicyMost personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury you are responsible for, whether it is bodily injury or personal injury. Lawsuits can stem from auto accidents, boating accidents, slip and falls, libel, slander, etc. but what happens when the liability on your auto, boat, or home insurance policy isn’t enough to satisfy a judgment against you?   Read More

  • Secure Your Home With These Valuable Tips

    Your house and everything in it are valuable and you want to do everything you can to protect them. Although theft is covered under your home insurance policy you should make sure you are covering all your bases by utilizing these tips to keep your home secure:Don’t leave an extra key outside somewhere.Keep an inventory checklist of all your personal property.Trim bushes that grow along your house, especially near windows, since this an area burglars like to hide in.Keep valuables out of street ...  Read More

  • Personal Liability Coverage is an Essential Part of Your Homeowners Insurance

    Liability insurance protects you and your family from financial disaster if someone files a claim against your homeowners insurance, sues you, or if a court renders a judgment against you for being legally responsible for someone else’s injury or property damage.Personal liability coverage within a homeowners policy provides for both bodily injury and property damage liability claims. This means that if you or a family member is responsible for someone else’s injury or property damag...  Read More

  • Auto Insurance: Beyond the Basics

    Auto Insurance: Beyond the BasicsAuto insurance and the value of your car is always a hot topic. It seems every TV, billboard, and radio ad has promised to solve your auto insurance needs. One ad says that you won’t be driving around in three quarters of a car after an accident with their coverage.   Read More

  • Insurance that Protects Your Collection

    Most people are collectors. Whether you accumulate books, jewelry, shoes, guns, coins, stamps or action figures, many people have an interest in collecting some item or another. Unfortunately, some collectors do not realize their prized possessions are not covered by their homeowners insurance policy in the event of damage or theft until they attempt to file a claim.Standard homeowners insurance personal contents coverage typically limit reimbursement for items such as jewelry, artwork, fur coat...  Read More

Questions about a claim? Contact Janie Thomas, Claims Specialist, at 800-627-4441 or 706-629-4441.