• Personal Liability Coverage is an Essential Part of Your Homeowners Insurance

    Liability insurance protects you and your family from financial disaster if someone files a claim against your homeowners insurance, sues you, or if a court renders a judgment against you for being legally responsible for someone else’s injury or property damage.Personal liability coverage within a homeowners policy provides for both bodily injury and property damage liability claims. This means that if you or a family member is responsible for someone else’s injury or property damag...  Read More

  • Auto Insurance: Beyond the Basics

    Auto Insurance: Beyond the BasicsAuto insurance and the value of your car is always a hot topic. It seems every TV, billboard, and radio ad has promised to solve your auto insurance needs. One ad says that you won’t be driving around in three quarters of a car after an accident with their coverage.   Read More

  • Insurance that Protects Your Collection

    Most people are collectors. Whether you accumulate books, jewelry, shoes, guns, coins, stamps or action figures, many people have an interest in collecting some item or another. Unfortunately, some collectors do not realize their prized possessions are not covered by their homeowners insurance policy in the event of damage or theft until they attempt to file a claim.Standard homeowners insurance personal contents coverage typically limit reimbursement for items such as jewelry, artwork, fur coat...  Read More

  • Individual Life Insurance Can Be Right for Anyone

    Unfortunately, your financial obligations are not likely to go away when you die. And while this is an unpleasant reality, there is also a very simple solution: life insurance.Life insurance is one way to provide some financial support to your family upon your death, whether you have debts to pay or you simply want to provide for your own burial services. The proceeds from a life insurance policy’s death benefit make cash available to pay your debts, final expenses and estate taxes.   Read More

  • Young Adults Need Insurance Too!

    Young Adults Need Insurance Too!Having just graduated from college and gotten married, I was at a loss for where to start when it came to insurance because my parents had always handled it for me. However, my husband and I had to figure out what kind of insurance we needed in order to protect ourselves from the unknown. I’m sure many of you in today’s younger generation are in the same position I was in, asking yourself, “What types of insurance do I need?” As someone who...  Read More

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Questions about a claim? Contact Janie Thomas, Claims Specialist, at 800-627-4441 or 706-629-4441.